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IRA/Roth IRA/SIMPLE IRA | Buy/Sell Agreements | Key Person Insurance | College Savings Plans 529 | Life Insurance
Is retirement around the corner? The answer is "Yes" even if you think that you have plenty of time before you need to start saving. Early planning and saving will reap huge rewards when retirement comes, so starting your retirement planning now is essential. At Webb Insurance Group, we offer a number of retirement planning options, so please take the time to do a little research and then give us a call so that we can help you plan for the future. These are a few of the options you can choose from: IRA Saving money and not paying taxes - it's true! With an IRA, you'll accumulate savings for retirement by:
Roth IRAs are completely free from federal income taxes, and any growth is compounded which makes a Roth IRA a powerful choice for retirement investment planning. To take advantage of this tax-free opportunity after you retire, you can:
A SIMPLE IRA is an employer provided retirement plan. A SIMPLE IRA is similar to a 401(k) but offers simpler and less costly administration rules. An employer may either match the contributions of employees dollar for dollar up to 3% or the employer may contribute a flat 2% of compensation for each employee with at least $5,000 in compensation for the year regardless of the amount the employee contributes. All of the above options are viable options when planning your retirement, so choose wisely and choose early so that you'll be able to enjoy your retirement in comfort and style.
If you own a business along with a partner or partners, then you and your partners must sign a buy-sell agreement in order to determine when owners can sell their interest, who can buy an owner's interest and what price will be paid. This agreement acts as a sort of business "pre-nup", which will protect all parties in case of a transfer or dissolution of the partnership. Your partnership may have been formed on innovation, good faith and a handshake, but partnerships change over time and all partners must protect themselves and the business in the case that the partnership changes. Sometimes an unfortunate event may occur that will not allow one partner to continue the partnership, and even though your best intentions may be involved, the only sure way to ensure the continued future of your company is to have a buy/sell agreement in place. Please contact us today to draw up a buy/sell agreement for your company.
Your business most likely consists of a number of key personnel that your business relies on in order to prosper. Without these people, your business will suffer. To protect your business in the event that one of your key people should die, your company needs key person insurance. At Webb Insurance Group, we provide high-quality key person coverage that will allow your business to continue if one of your key people should pass away. Benefits of key person coverage include:
Your child may not even be in school yet, but it's never too early to start thinking about saving for college. Saving now could ensure that your child's college education is paid for long before he or she even starts to think about what schools are going to be applied to. At Webb Insurance Group, we offer a number of high-quality 529 plans that will allow you and your family to worry about one less financial issue. These plans come in two types: college savings plans and prepaid tuition plans. A college savings plan is similar to a 401(k) - your contributed money is invested into a savings vehicle. With a tuition savings plan, you pay your child's tuition now, avoiding higher tuition costs down the road. Both of these plans have advantages and drawbacks, so be careful and choose wisely. If done properly, your child's college education can be covered long before he or she begins higher education.
We all know how important life insurance can be to our families in the event of death. However, many of us are daunted by the jargon and options associated with purchasing a life insurance policy. At Webb insurance Group, we are experienced and highly knowledgeable in providing our clients with the life insurance policies that most suit their individual needs. We will make the entire process simple and stress-free. All you have to do is tell us what you are looking for, and we will do our best to accommodate you. If you're considering life insurance, then we can provide you with a plan that:
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| info@webbinsurancegroup.com | © 2007 Webb Insurance Group |